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Pensions Explained

What is a Pension?

It is a special type of savings plan, with important tax breaks, in which you can build up money in order to provide yourself with a pension. It is a long-term arrangement that you can’t dip into it before you retire.

Why should I have a Pension?

Any state pension you receive may not be enough to fund the lifestyle that you want. You may also be entitled to other benefits. However, if you retire in your early sixties, it’s possible that you may live for another thirty or so years. You need to be sure that you’ve put enough into your pension to provide you with a reasonable income during your retirement.

The more you can save during your working years, the better standard of living you could have when you retire. This means that the earlier you start paying into your pension, the better. You can save more money over a longer period of time and your pension fund will have longer to grow.

However, the value of your investment can go down as well as up, and you may not get back the amount you invested.

Get in touch…

So if you’re located in Dublin or the greater Dublin area and are in need of professional and reliable Pensions advice, don’t delay; contact our Pensions expert Robert O’Neill today on 086 229 3032 or by email at


Warning: The value of your investment may go down as well as up.

Our Contact Details

MC Financial Services
Unit 9, Coolmine Enterprise Centre,
Coolmine, Dublin 15
Phone: 01 822 8022
Mobile: 087 932 1882